business insurance ontario Business Insurance in Ontario

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Small Business Insurance in Ontario

Small business insurance should be a must for any independent business owner, but companies that are run out of the home also qualify for insurance. At Insurance Hero, we understand the needs of small businesses and want to make sure that you’re insured in case of any accidents. Whether you run a retail store or a construction head office from your home, it is important to add home business insurance to your current insurance policy.

Why do you need small business insurance?

It may surprise most people to learn that if you run a business of any size out of your home, you need home business insurance. Home-based businesses are not covered under general home insurance, and it can be detrimental to the home and the business unless specialized insurance is added. It is written in many home insurance policies that any uninsured businesses may actually void the insurance premium and will leave you dealing with a significant loss if something were to happen.

Depending on the market of your business, your insurance premium will cover all related business goods. This could be simple as work designated computers and equipment, to sellable goods and marketing materials. The premium will be designed around the needs of your business, not simply given a general coverage amount.

What qualifies for home business insurance?

Home based business insurance is necessary for every business that runs directly out of their home. This can be a business in any industry, at any level, so long as the confines of your house are its main office. If you are employed by another company, yet work from home on occasion, this does not qualify for business insurance.

If you believe that your business qualifies for small business insurance, contact today! We will match you with a home business insurance policy that allows you to run a safer and more secure business.

Looking For More Business Insurance?

Home Business Insurance

Home based business insurance is necessary for every business that runs directly out of their home. Keeping your overhead cost low is a top priority and that’s why Insurance Hero gives you options to select the most affordable coverage.

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Liability Insurance

Commercial liability insurance policies can differ in cost depending on the type of industry, claims history, the business’s location, coverage type, or other factors.

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Transportation Insurance

Are you in the market for commercial truck insurance to cover a fleet or individual commercial vehicle? As an independent brokerage we represent many of Canada’s top insurance providers, which means that we can connect you with the transportation insurance company best suited to meet your needs.

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Specialty Insurance

At Insurance Hero, we’re proud to be able to offer Ontario with specialty insurance with the same affordability and convenience associated with our home, auto and commercial vehicle insurance services.

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Commercial Marine Insurance

As a trusted commercial insurance broker, Insurance Hero brings you a wide range of marine insurance. Your insurance coverage will depend on the type of business you own, equipment and other property that needs protection.

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Aviation Insurance

Are you searching for the best aviation insurance in Canada? When you are insuring your personal or commercial aircraft, you want peace of mind knowing that you’re covered in all respects.

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Surety Bonding

Protect your customers and differentiate your business from the competition by choosing surety bond insurance with Insurance Hero. Surety insurance covers the obligee from any losses resulting from the failure of the principal to meet their obligations.

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