Here’s Why You Need Home Insurance

Are you a current or soon-to-be homeowner in Orillia? Are you on the fence about the importance of home insurance? Here are just three of the biggest reasons why we’re always promoting home insurance as a must-have for Orillia-based homeowners:

1. It Can Help You Rebuild Your Home and Your Life

Nobody wants to picture themselves losing everything they own in a fire. And when you start adding up the cost of buying new furniture, clothing, and electronics, it becomes painfully clear that rebuilding your life from scratch can be a very expensive endeavour.

Home insurance can give you the financial help you need to get back on your feet quickly.

2. Home Insurance Can Be Used to Defend Against Personal Liability Claims

If Fido bites one of your neighbours during a morning walk or a guest trips on your sidewalk during an evening jog, you could be forced to defend yourself in court if these injured third parties pursue legal action against you. 

By any standard, lawsuits are expensive. Legal fees have to be paid and if the courts don’t rule in your favour, judgment amounts may also need to be paid up. If you’re ever forced to defend yourself against a personal liability claim, your home insurance policy can cover both your legal bills and your judgment costs.

3. Home Insurance Gives You Peace of Mind

When push comes to shove, there are few things more reassuring than having a financial backup plan in the face of the unthinkable. Here at Insurance Hero, we understand that home insurance isn’t just about being compensated for the cost of repairing or restoring your home – It’s also about protecting everyone and everything that you hold near and dear.

In many ways, the inner calm that comes with knowing that you’ve got a high-quality home insurance policy isn’t something you can put a price on.

Here at Insurance Hero, we pride ourselves on offering fantastic home insurance policies to Orillia homeowners. Our home insurance options can cover things like:

• Your home
• Fixed structures on your property like your toolshed or your detached garage
• Your living expenses if you’re forced to live somewhere else until repairs to your home can be completed

Ready to get home insurance but don’t know where to start? Let Insurance Hero save the day? Request your FREE quote today!

How Much Insurance Do I Need in Orillia?

This one is tough to answer because it depends on your unique coverage needs. Depending on factors like:

• Needed home repairs;
• The location of your home;
• The value of your house and your property;
• The age of your home; and
• The type of home insurance you’re looking for

Your insurance needs can vary dramatically. Here at Insurance Hero, we’re committed to offering personalized home insurance solutions at the cheapest rates possible. Your insurance advisor will quickly come to the rescue with a precise home insurance quote.

Contact us to request your free home insurance click today.

Does my home insurance policy cover my valuable possessions such as jewelry or outward?

There’s your phone and your computer. And then there are extremely valuable family heirlooms, precious metals, and expensive wine collections that are almost impossible to replace.

Our home insurance policies will cover your belongings to some degree. But if you’re seeking coverage for extremely valuable items, you may need a personalized home insurance solution. 

Need your home insurance policy to protect your valuables? Never fear, Insurance Hero is here! Contact us for a FREE home insurance quote today.

What happens if I have to make a claim? 

Before you do anything, give us a call at 1-855-777-4378 (HERO). Our team will let you know what additional steps you need to take. And if you need to file an emergency claim after business hours, we can put you in touch with the right people.

At Insurance Hero, we’re committed to making the claims process as simple as possible. If you ever have to file an emergency claim, we’re always just a phone call away.

Am I covered for damage caused by catastrophic weather events?

Yes!

Hailstorms and tornados are just a few of the natural disasters that Orillia homeowners have every reason to be wary of. After all, these extreme weather events can do serious damage to a home within minutes. 

As a company, we’ve made it a priority to make sure that most catastrophic weather events are covered under our policies unless specified otherwise in your policy. Contact us if you’d like to know more about your home insurance coverage options.

What is comprehensive coverage home insurance?

The term might sound complicated, but really, it just describes a home insurance policy that allows you to secure coverage for your entire house and its contents unless the damage has been done by a peril that you’ve excluded from your policy.

Depending on the details and your risk profile, comprehensive coverage could be the right home insurance choice for your property. Contact Insurance Hero to discuss your insurance options today.

Protect Your Orillia Property With Home Insurance

If you’re like most Canadians, your home is the most valuable asset you own. But even when you’ve done everything right, you never know what can happen. An electrical short circuit could cause a fire that burns your house down or a tornado could destroy your property. 

When you have the right home insurance policy, you can live your life without having to worry about losing everything in a worst-case scenario. As homeowners and working insurance professionals, we understand what’s at stake here. That’s why you can count on Insurance Hero to craft a customized insurance solution that’ll give you the ability to protect your home at the most affordable prices we can offer.