What You Need to Know About Home Insurance in Oakville
If you’re the current and/or soon-to-be owner of an Oakville house, home insurance is just as important as picking out your furniture or choosing your drapes. When you’re dealing with the immediate aftermath of a fire or a burst pipe, your home insurance could be the difference between having a financial cushion and having to rebuild your life on short notice. Here’s what you should know about taking out a home insurance policy in Oakville:
- It Covers More Than Just Your Home
Because the coverage is called “home insurance”, it’s easy to assume that your policy covers your house and nothing else. The truth is, however, that home insurance can extend to fixtures and structures like your garage, your toolshed, and your patio.
- It Can Help With Rebuilding and Repairs
Picture a situation where your home has burned down or your roof has been damaged by a hailstorm. For many Canadians, rebuilding a house or otherwise paying for major repairs would cause serious financial strain. If your house is damaged by an insured peril, your home insurance policy can step in and cover repair and/or rebuilding costs.
- Home Insurance Won’t Necessarily Extend to Your Personal Belongings
In a fire or a natural disaster, there’s no guarantee that your personal items will survive unscathed. Although home insurance can cover the cost of damage to the house itself, your policy may not necessarily extend to your furniture, clothes, and other general items that you keep inside your home. You may have to speak with your Insurance Hero broker to craft a policy that will cover your stuff.
Are you looking for a home insurance policy that will be there when you need it? Let Insurance Hero come to your rescue! Request your FREE insurance quote today.
Home Insurance Coverage
Here at Insurance Hero, we’re committed to helping our Oakville clients get the coverage that they need and deserve. But even so, our home insurance solutions will commonly cover:
- Costs related to repairing or rebuilding your house;
- The cost of living expenses if an insured peril damages your home to the point where you have to live somewhere else for a while;
- Structures and fixtures on your property that include garages, toolsheds, and back porches;
- And more!
Ready to protect your property with top-notch home insurance? Let us be your heroes. Request your FREE insurance quote today!