What You Need to Know About Massage Therapist Insurance
More and more medical professionals are prescribing or recommending massage therapy to patients thanks to its ability to treat various conditions, such as injuries, chronic illnesses and even mental health. Massage therapists can help treat a variety of health conditions, including headaches, neck and back pain, sports injuries, mental health (e.g., anxiety, depression), stress, and even some chronic illnesses like arthritis and diabetes. These are just some of the reasons why massage therapists are invaluable.
Insurance Coverage Options
Even though, as a massage therapist, you offer an essential service to your clients, you are open to a wide variety of industry risks. In the event that a client claims malpractice or negligence against you or your business, you must have a comprehensive insurance policy in place to safeguard your livelihood and give you peace of mind.
A comprehensive insurance policy that fits all your business needs is the key to protecting your clients and yourself. You never know when you could be suddenly facing severe financial trouble. Whether you are an independent massage therapist operating out of your house or the owner of a massage therapy clinic, you need to know that your livelihood is protected.
What is liability insurance for a massage therapist?
In Ontario, massage therapist insurance is basically a business insurance portfolio explicitly tailored to massage therapists and clinics to protect themselves and their businesses from unique industry-related risks, such as damages, losses and lawsuits due to negligence or injuries.
Any registered or non-registered massage therapist needs massage therapist insurance. It’s essential because of how many industry risks you face daily. Without comprehensive insurance, you may find yourself responsible for paying a lot of money out of pocket to cover unexpected damages or accidents.