Why Whole Life Insurance Makes Sense
With a whole life insurance policy, your cash value can be accessed to fund home renovations, education or even supplement your retirement income. Flexible and simple to use, permanent coverage can also help you with:
- Providing for Loved Ones: the death benefit can be used to maintain your family’s lifestyle and replace your income.
- Creating Inheritance: the tax-free death benefit can serve as inheritance for your loved ones and family.
- Building Accessible Wealth: use the cash value benefit to supplement retirement income or use for financial needs of your choosing.
- Protecting Your Kids: use a paid-up permanent insurance option to give your children or grandchild protection at low children’s rates and access to cash values to fund education.
Insurance Hero knows the value and necessity of building a tailored plan just for you. From bundling total life and health needs into one convenient plan, to using the cash-surrender value of your policy as collateral for a tax-free bank loan, whole life insurance is easy to use and access. To have one of our specialists go over requirements and details with you, contact us for a complimentary quote.