Searching for Permanent Life Insurance in Ontario?

If you’re interested in lifetime coverage, cash values and level premiums, whole life insurance can provide the ideal protection. At Insurance Hero, we understand the importance of setting up a permanent guarantee that will help your loved ones cover final expenses and plan their estate. We offer various plans and best-rates, customizable to your needs.

Why Whole Life Insurance Makes Sense

With a whole life insurance policy, your cash value can be accessed to fund home renovations, education or even supplement your retirement income. Flexible and simple to use, permanent coverage can also help you with:

• Providing for Loved Ones: the death benefit can be used to maintain your family’s lifestyle and replace your income.
• Creating Inheritance: the tax-free death benefit can serve as inheritance for your loved ones and family.
• Building Accessible Wealth: use the cash value benefit to supplement retirement income or use for financial needs of your choosing.
• Protecting Your Kids: use a paid-up permanent insurance option to give your children or grandchild protection at low children’s rates and access to cash values to fund education.

Insurance Hero knows the value and necessity of building a tailored plan just for you. From bundling total life and health needs into one convenient plan, to using the cash-surrender value of your policy as collateral for a tax-free bank loan, whole life insurance is easy to use and access. To have one of our specialists go over requirements and details with you, contact us for a complimentary quote.

Term Life Insurance

A simple and effective temporary solution for protecting things like your mortgage, business loan or your family’s health. Find your term life insurance policy at flexible and competitive rates.

Critical Illness Insurance

Would you like to protect your life and ensure financial security in case of challenging sickness? Insurance Hero offers competitively-priced and impactful critical care insurance that can be tailored to your needs.

Universal Life Insurance

An all-in-one way to get the protection you need and build up your savings, universal life insurance is a permanent plan that gives you lifelong peace of mind and a wide-range of investment options.