How to Save on your Car Insurance in Ontario

Car insurance in Ontario is mandatory when operating a vehicle. This insurance can sometimes be expensive. Yet there are things you can do to reduce your premium.

Here are some tips to get more for your money.

  • Increasing your deductible. The deductible is the portion you pay if you have a claim. Increasing your deductible to $1000 for example can decrease your premium.
  • Ask your broker if he or she applied all available discounts. Insurers offer a variety of discounts that can reduce your premium. You may qualify for additional discounts if you are married or common law, have multiple vehicles under one policy, are retired, have winter tires installed or completed a driver training course.
  • Bundle your home or tenant insurance with your car insurance. This provides a multi line discount that can amount to substantial savings (up to 17.5% discount). In addition, it makes life easier by having all your insurance in one place.
  • Deal with an Insurance Broker. When brokers enter customer information into their quoting systems, they are able to shop with several insurance companies. This allows them to find an insurance policy that will give you optimal coverage with the most competitive premium, while avoiding you spending a day on the phone shopping for insurance. It is therefore advantageous to entrust your insurance needs to an insurance broker.

To learn more, don’t hesitate to contact and let us save the day!

Tips Before Heading Out on a Summer Road Trip

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