Here’s Why You Need Home Insurance
If you’re a current or soon-to-be Windsor homeowner, high-quality home insurance is an absolute must. Why? Because having the right policy can help you save money while preparing for the unexpected. On that note, here are some of the biggest reasons why we recommend home insurance to all of our homeowning Windsor clients:
1. Home Insurance Gives You Financial Protection
From roof re-shingling to garage rebuilds, home repairs can be expensive in the best of times. If you asked most Canadians to replace all of their homes and belongings on short notice, the majority would struggle to come up with the funds. When you have solid home insurance, you don’t have to worry about paying for repairs if the damage was caused by an insured peril. For this reason, home insurance can give you a financial cushion in the event of a disaster.
2. You Can Get Coverage for Your Personal Belongings
When a fire has broken out or a tornado is wreaking havoc on your property, your home isn’t the only item you own that’s in danger — your personal belongings may also be at risk. In addition, if you have furniture, clothes, and electronics in your home, you could be looking at thousands of dollars worth of damage to your items.
Despite its name, home insurance coverage isn’t restricted to just covering your house. Your policy can also compensate you for the damage or destruction of the items you keep in the house.
3. Home Insurance Can Help With Personal Liability Claims
If a neighbour slips and falls on your property or your dog bites a guest, the injured person could choose to pursue legal action against you – and you don’t need us to tell you that legal fees and judgment amounts are expensive.
One of the major benefits of home insurance is that it can cover legal expenses and awarded costs if you have to defend yourself against a personal liability claim.
When you secure home insurance through Insurance Hero, your policy might be able to cover things like:
- Your home
- Structures on your property like garages, or toolsheds
- Living expenses if you ever have to relocate temporarily
Are you looking for home insurance in Windsor? Let Insurance Hero come to the rescue! Get your FREE home insurance quote today!