What You Need to Know About Home Insurance in Markham
Do you own a home in Markham? Are you about to close on a Markham-based property? If your answer to either of these questions was “Yes.”, then home insurance is an absolute must. But even though home insurance is important, there are some key facts about taking out a policy that every current and future Markham homeowner should be aware of:
- Your Belongings Might Not Be Covered
When an insured peril is ravaging your home, items like your furniture, your laptop, and your jewelry could be in just as much danger as the rest of the house. However, many home insurance policies will not extend coverage to the items that you keep inside your home. You’ll have to ask your broker directly about securing insurance for your personal items.
- Home Insurance Can Cover You Against Personal Liability Claims
When you’re dealing with the excitement of purchasing a new home, nobody wants to think about hosting a barbecue that ends in disaster or hiring a contractor who cuts down a neighbour’s tree. But if you make a mistake that causes someone to suffer property damage or personal injury, you could be taken to court and sued. Your home insurance policy may be able to cover both your legal fees and your judgment costs.
- You Can Get a Policy That Fits Your Property Like a Glove
Because home insurance is often required by lenders, people don’t always realize that it’s possible to get a customized policy. Your Insurance Hero broker will be able to swoop in, assess your property, and recommend an expertly crafted insurance policy.
Looking for the right home insurance policy for your Markham home? We can help! Insurance Hero to the rescue!
Home Insurance Coverage
As a company, we firmly believe that one-size-fits-all solutions don’t exist when it comes to home insurance. But that being said, many of our home insurance packages will commonly cover:
- Your home if an insured peril damages it to the point where it needs to be repaired or rebuilt;
- Structures on your property like garages and toolsheds;
- Personal liability claims;
- Living expenses if you’re forced to relocate temporarily;
- And more!
Ready to insure your home but not sure where to start? Never fear, Insurance Hero is here! Request your FREE, no-obligation quote today!