What You Need to Know About Home Insurance in Belleville
If you’re a Belleville-based homeowner, then you already know that home insurance is an absolute must-have. Whether you’re up against an electrical fire or a natural disaster, having the right insurance policy can cover major expenses like the cost of repairing or rebuilding your house. On that note, there are some key facts that you should know as you consider taking out home insurance:
- Coverage Doesn’t Stop With Your Home
Many people assume that home insurance will extend coverage to their house and not much else. However, the truth is that your policy may also cover structures like detached garages or toolsheds that you may have on your property. And simply because there’s no guarantee that the damage caused by an insured peril will be contained to a certain area within your home, this policy feature is useful to have.
- Your Belongings Might Not Be Covered
When you pull out the calculator and start crunching the numbers, your furniture, clothes, and electronics might cost several thousand dollars to replace on short notice. But even so, many home insurance policies don’t offer compensation if your belongings are damaged by an insured peril. For this reason, many homeowners must take out specific policies that are designed to give their belongings coverage.
- Home Insurance Can Help With Personal Liability Insurance Claims
If your dog bites someone or a neighbour slips on your sidewalk while taking an evening jog, you could be taken to court and sued. By any measure, legal fees and judgment costs are incredibly expensive. However, with a solid home insurance policy, you can get help with the cost of defending yourself against a personal liability insurance claim.
Are you looking for home insurance in Belleville? Insurance Hero is here to save the day! Request your FREE quote today!
Home Insurance Coverage
Here at Insurance Hero, we understand that every home comes with its own unique property needs. Even so, however, there are certain coverages that are featured in many of our home insurance packages. These include:
- Your home;
- The cost of legal fees, judgment amounts, and/or settlement costs if someone files a personal liability claim against you;
- Structures and fixtures on the property like garages and toolsheds;
- And more!
If you’re looking for a home insurance policy that makes sense for your coverage needs, let Insurance Hero come to your rescue! Contact us to discuss your insurance needs today.