The #1 Destination for High Risk Car Insurance in Ontario

If you’re an unlucky driver with previous driving convictions, claims, tickets or license suspensions, Insurance Hero will find affordable insurance coverage that works for you. We won’t turn you away or hesitate to provide the best high-risk auto insurance Ontario companies have to offer.

Insuring your vehicle shouldn’t be a hassle or leave your wallet empty. Rely on us for expert advice, affordable insurance coverage and assistance when you need to make a claim any time of the day. We’re proud to serve drivers in all regions of Ontario!

Am I eligible for high-risk car insurance?

We can assist the following drivers find high risk car insurance in Ontario:
• Impaired or criminal related convictions
• Frequent claims or accidents
• Drivers with multiple tickets
• License suspensions

How do I know if I need high-risk auto insurance?

The only real way to know is to speak with an insurance provider. The insurance company will check your history and determine which category of auto insurance best suits you.

Depending on the severity of past driving factors, some insurance providers may choose not to take you on as a customer. The key is finding an insurance company that provides high-risk auto insurance.

Even if you’re deemed to be a high-risk driver, that doesn’t mean you have to settle for the first insurance price you’re given. It always makes sense to shop around for the best deal. You’ll find that Insurance Hero offers competitive rates for high-risk drivers.

Will I always be considered a high-risk driver?

That generally depends on how your driving record is from here on out. As long as you maintain a clean record, you can expect your auto insurance rates to go down over time. If you maintain a sound driving record for long enough, you’ll likely eventually lose your high-risk driver status. And that’s a great thing to lose!

At Insurance Hero, we’re firm believers in second chances. That’s why we are proud to offer our customers the high-risk auto insurance option. We’ve also happily seen many of our customers lose their high-risk driving status over the years. With Insurance Hero, your past isn’t the end. Today can be the first day of your very bright future.

Contact a hero for advice or more information about high risk car insurance options. Let Insurance Hero help find your cost effective insurance policy with the right coverage. Call 1-866-467-4376 (HERO).

Save on High-Risk Auto Insurance with InsuranceHero.ca

You may be finding it difficult to find car insurance in Ontario that’s affordable when you’re classified as a high risk driver. You could be considered a risk based on your driving record, including traffic tickets, related criminal infractions and accidents that can increase your premium. We’re there to help! We have partnerships with several leading high risk auto insurance companies, so we can offer competitive prices for the right coverage you need.

Insurance premiums are determined by several factors – including statistical analysis – that are beyond control of drivers. In addition to this, high risk drivers face an increase in their premium based on previous records, but there are still ways to lower costs:

• If you are buying a new vehicle, evaluate the car’s impact on your insurance rate.
• Consider how often you drive and whether it’s for short or long-distances.
• Budget your deductible; the higher it is, the lower the premium.
• Talk to an Insurance Hero advisor and ask about discounts and customized coverage.