Shopping Around for Fitness Insurance in Ontario?
If you promote good health and run a gym or fitness center, you know that sometimes intense physical activity can have its fair share of accidents. At Insurance Hero, we offer flexible and affordable fitness insurance that protects your business in case someone gets injured while using your equipment or while working with a trainer.
What does Insurance for Gyms Cover?
Business insurance for gyms includes a unique combination of coverage that’s relevant for health clubs, gyms or fitness centers, and can be customized to your business needs. Depending on the size and type of services you offer, basic fitness insurance options include:
• Gym Liability: insurance that covers liability categories such as:
o General Liability: protects against bodily injury or property damage your fitness center could be held responsible for.
o Professional Liability: covers errors or omissions by your staff members, such as advice given regarding an exercise program that leads to a client’s illness or injury.
o Product Liability: protects against the risk of a customer claiming nutritional products or equipment you sold them caused harm or damage.
• Employee Practices Liability: protects your gym or fitness center, as an employer, in the case that an employee claims your facility has poor practices, discrimination or sexual harassment etc.
• Property Damage: covers the costs of your gym facility enduring damage from fire, severe weather or vandalism.
Insurance Hero knows the necessity and value of creating a tailored plan that fits with your gym’s safety requirements and business planning. For best-rates and easy-to-access benefits, contact a hero today for a complimentary quote.