Commercial Insurance in Kingston

Situated on Lake Ontario, on the southern part of Rideau Canal, Kingston is located right at the halfway point between Montreal and Toronto. Although there’s evidence that the area has been lived in for thousands of years, the city was officially incorporated in 1846. Today, Kingston has a robust local economy that boasts successful businesses in sectors such as:

  • Tourism
  • Manufacturing
  • Education
  • Restaurant and hospitality
  • Fitness
  • Web design
  • Retail

If you’re a Kingston-based business owner, it’s important to have protection in the event of a worst-case scenario. A fire could break out in your building at any time. Equipment and computers have a way of breaking down at unexpected moments. Having a strong commercial insurance policy can help your company manage risk more effectively.

Business Insurance in Kingston, Ontario

In a world where disaster can strike at any time, your business needs to be ready for anything. When you work with an experienced insurance broker like Insurance Hero, you get the benefit of being able to access some of the best insurance policies available on the market. We offer competitive rates and comprehensive packages designed with the needs of businesses in mind. Our commercial insurance products make it possible for Kingston-based businesses to stay protected.

Commercial Insurance Broker – Small Business

When you are operating a small business, we understand that you face unique risks that larger companies may not be as concerned with. On the one hand, you need a commercial insurance policy that’s affordable and also able to scale with the size of your business. But on the other hand, you don’t want to leave yourself in a position where you’re operating without adequate insurance. Finding the right commercial insurance broker can make a major difference to your company if you’re ever facing a lawsuit or dealing with the fallout from damages in the future.

Types of Commercial Insurance Products for Kingston Businesses

Any time that you’re taking out commercial insurance, it’s important that you’re able to find options that make sense for your company. Here at Insurance Hero, we understand that there’s no such thing as a one-size-fits-all commercial insurance solution. However, there are a few common coverage options that we offer to all of our business clients:

Commercial General Liability Insurance (CGL)

Do you operate a physical brick-and-mortar store? Does your company have offices or a facility that you do business out of? If someone were to slip while leaving your store or a subcontractor was to make a mistake that caused damage to a client’s property, you could find yourself named as a defendant in a lawsuit. CGL coverage can help with both your legal bills and your judgment amounts in these scenarios.

Commercial Property Insurance

If your building is struck by lightning or a major fire breaks out in your office, the property that your business depends on could be damaged as a result. Most offices or facilities have inventory, stock, supplies, and equipment held within their facilities every day. Replacing all of those tools on short notice could cause a lot of financial hardship for your company. Commercial property insurance can compensate you for damages in these scenarios. In the event that you need extended coverage for some or all of your company’s property, Insurance Hero has additional options that you can explore.

Equipment Breakdown Insurance / Boiler & Machinery Insurance

Whether you’re running a restaurant, a construction company, or any other kind of business, chances are that there’s equipment and infrastructure that you rely on to get things done. If you were to go in tomorrow and discover that your fridge, your computer system, or your boiler had broken down, your company’s ability to function could be seriously hampered. These insurance policies can help you deal with the cost of repairing or replacing your damaged equipment. 

Commercial Auto Insurance

Do you have to travel in order to meet current and future clients? Are you routinely closing deals in person or transporting equipment to different locations? If business-related travel is a regular part of your week, then you may need to consider taking out a commercial auto insurance policy. Accidents can happen at any time, and if your company car is involved in a collision, this coverage option may be able to assist you with the cost of repairing or replacing your vehicle.

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Need a Quote on Commercial Insurance for Your Business?

When you run a small business, finding the right insurance policy isn’t easy. After all, every company has its own unique way of operating. No matter what industry you’re in, however, it’s important for Kingston-based businesses to be protected and to have the right coverage. Here at Insurance Hero, we’re committed to helping business owners like you find comprehensive commercial insurance solutions. We’ll leverage our network of insurance providers and we’ll work hard to find a competitively priced plan that makes sense for your business.

Ready to take out commercial insurance in Kingston? Contact us for a commercial insurance quote.