Car Insurance Newmarket ON

Owning a car in Newmarket ON makes transportation so much more convenient. Whether you’re running to the grocery store, going to hangout with family and friends, packing up for a road trip, or commuting to work, driving saves you a lot of time and energy.

If you own a car or drive someone else’s car, you’ll know that car insurance is essential. Ontario law requires all registered vehicles to have a car insurance policy. Since annual car insurance premiums can be an expensive and long-term commitment, we want you to feel confident about your choice.

At Insurance Hero, we partner with some of Canada’s leading insurance companies to bring you affordable and comprehensive car insurance packages. Our specialists not only understand the car insurance market but also work closely with each customer to understand their unique needs and preferences. Based on your driving habits and budget, we find the most suitable packages and you can easily compare the packages to find the policy you want.

Ready to say goodbye to high insurance premiums without losing the coverage you want? Contact Insurance Hero using our online form or call us at 1 (855) 777 4376.

Best car insurance rates Newmarket ON

Like any insurance policy, there’s no one size fits all solution. We spend a lot of time understanding what each customer needs to help you choose a policy that you want to keep. The best car insurance rates in Newmarket depend on various factors. You want to find a balance between the right amount of coverage and affordability, so you can keep your family protected on the road without paying tons of money on car insurance each year.

There are tons of tools you can use to find the best car insurance rate that fits your driving needs and budget.

Some factors that can affect your car insurance rate include:

  • Vehicle make, model, and year.
  • Your age and whether you are a new driver.
  • The claims and accident history in Richmond Hill.
  • Your driving and insurance history.
  • How much mileage you drive each year.
  • The purpose of your vehicle – i.e., pleasure or business.
  • Coverage amount.
  • Type of car insurance you buy – i.e., collectors car insurance, high risk car insurance, commercial car insurance, etc.

Using a tool like Insurance Hero can help you compare different car insurance rates in Newmarket. We help you shop for the best car insurance rates from over 12 insurance companies. All you have to do is enter your information, and we help you make an informed and confident decision.

Use our online form or call us at 1 (855) 777 4376 for a free car insurance quote today.

Choose the right car insurance coverage for you

Choosing the right car insurance coverage is important. Since car insurance is usually a long-term commitment, you want an insurance policy that offers both protection and affordability. 

Do thorough research into different car insurance companies and insurance policies available in the market. Insurance companies will offer varying terms and conditions and policy rates, so you should discuss with them what you are looking for and your options before making a decision.

Look at your specific driving needs and the type of car insurance you are buying. It’s also important to set the right deductible and look for ways to get car insurance discounts. A higher deductible will reduce your premium, but you will have to pay more out of pocket in the event of an accident. If you have a clean driving record and haven’t had any accidents, you may want to consider opting for a higher deductible to reduce the money spent on your insurance premium each month.

Get a Free Quote to get started

Start Saving


What is the role of a car insurance broker in Newmarket?

Car insurance brokers help you compare coverages and rates from various car insurance policies. They partner with insurance providers to help customers simplify the insurance process and easily find the package they want.

They have extensive knowledge of the car insurance market and can help answer your questions or ease your concerns about the insurance process. Insurance brokers act as the middlemen between you and various insurance companies and work in your best interest to find you the package that’s most suited to your driving needs, vehicle, and budget.

What car insurance do I need in Newmarket?

Insurance Hero offers many car insurance types:

  • Auto insurance
  • High risk auto insurance
  • Collectors & classic car insurance
  • Commercial auto insurance
  • Usage based insurance
  • Young drivers insurance
  • Ride sharing & Uber insurance

Speak with an Insurance Hero specialist to determine what type of car insurance you need.

What happens if I drive without car insurance in Newmarket?

The law requires that all registered vehicles have car insurance and there are penalties for driving without insurance. The first conviction is a fine of $5,000 to $25,000, and subsequent convictions have a fine of $10,000 to $50,000.

How can I pay less for car insurance in Newmarket?

Here are common ways to lower your auto insurance premium:

  • Maintain a clean driving record
  • Install winter tires each year
  • Take driving lessons
  • Bundle your insurance plans
  • Increase the security of your car (i.e., anti-theft devices and alarms)

How much does car insurance cost in Newmarket?

For affordability, newmarket residents pay an average amount of money each month. Monthly car insurance rates fall anywhere between $1,100 to $1,500 each year, with an average of $1,250.

If you have a clean driving record, you’ll most likely pay less for car insurance than high risk drivers.

Get a car insurance quote today

At Insurance Hero, we partner with some of Canada’s leading insurance companies to bring you affordable and comprehensive car insurance packages. Based on your unique driving needs, car model, and budget, we work closely with you to find the best insurance policy.

Tired of expensive car insurance premiums impeding your budget? Use our online form or call us at 1 (855) 777 4376 for a free car insurance quote today.