Having a car in a big city like Markham is definitely beneficial. With busy roads and proximity to major highways, driving is the fastest and easiest way to get to your destination. You might be in the process of buying a new car right now, have recently bought a new car, or are looking to switch car insurance policies.
Purchasing car insurance is an important decision, and we want to ensure you make the right one. At Insurance Hero, our specialists work closely with every customer to help them find affordable rates that match their driving and coverage needs.
Do you need commercial auto insurance, collector and classic car insurance, or simply a standard car insurance policy? We offer several types of car insurance and can help personalize your package to fit exactly what you’re looking for. If you’re tired of paying high car insurance premiums but don’t want to lose the coverage you have, Insurance Hero has your back.
We partner with some of Canada’s leading insurance providers to help you compare the various car insurance policies available based on the information you provide. Once we do the hard work for you, all you have to do is choose which one you want. It’s really that simple!
Reach out to Insurance Hero using our online form or contact us at 1 (855) 777 4376.
What You Need to Know About Car Insurance in Markham
Car insurance is provided by private insurance companies. You can speak to an insurance provider directly or go through an insurance broker like Insurance Hero. Ontario law requires that all cars registered in Ontario have minimum mandatory car insurance. This usually includes coverage for accident benefits, injury to a third party, and car damages caused by someone else.
Finding the right car insurance policy is important because you’ll most likely have to pay a penalty if you switch or cancel your policy before it’s time to renew. Look at your specific driving needs and the type of car insurance you are buying. If you have a collector’s car or are a high-risk driver, you might have to purchase a different car insurance policy to ensure you get the right coverage for your vehicle. If you drive a lot throughout the year and use your car as a commuting vehicle, you might also want to have higher insurance coverage compared to someone who doesn’t use as much mileage.
It’s also important to set the right deductible. A higher deductible will reduce your premium, but you will have to pay more out of pocket in the event of an accident. If you have a clean driving record, you may consider choosing a higher deductible to reduce money spent on your insurance premium.