Types of Commercial and Business Insurance Products
There are several different insurance products available to businesses in Ontario. No matter how large or small your business may be, or what type of industry you may work in, InsuranceHero.ca can help you find the right coverage. Here are a few of the different insurance products that we can offer:
Commercial General Liability (CGL)
General business liability insurance protects you in cases where your business has been deemed legally responsible for injuries caused to another person, or damage to their property. While you certainly don’t intend for anyone to become injured on your property, accidents do happen. Let us make sure that you’re protected.
Business Property Coverage
There are several different levels of protection for business owners who own or rent. Building owners can opt for protection that covers the building structure, while renters can obtain coverage for any improvements you make as a tenant. Your business property insurance might also keep you covered in the event of flooding, sewer backup, consequential loss, and more.
Equipment Breakdown Coverage (boiler and machinery insurance)
We offer this type of coverage for pressure, electrical and mechanical equipment necessary to the day-today management of your business. Items covered by this type of policy may include: hot water heaters, heating and cooling systems, telecommunications equipment, ovens, copiers, cash registers, and more.
Small Business Insurance (home based business)
If you run a small business from your home, it may surprise you to learn that your home insurance will not offer coverage, should the need arise. While you do need to have a separate Small business insurance policy for your home based business, you might not require a traditional commercial policy. Talk to InsuranceHero.ca about selecting a small home run business package, which can be added to your existing home insurance.
If you’re looking for reliable, affordable Ontario business insurance, please request a quote online or give us call at 1-855-777-4376.
** It is imperative that you inform your insurance provider about any business run from your home in order to prevent voiding your home insurance. **