business insurance ontario Business Insurance in Ontario

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Leaders in Small Business Insurance Quotes in Ontario

If you own a business in Ontario, it is essential to keep it protected with business insurance. Your business is an extremely important part of your life keeping your family supported, safe and secure. So, if something unforeseen were to occur, you need to know that your coverage will provide a reliable safety net.

Small and large businesses, regardless of type, all face risks. Let help you manage your risk and insurance cost by conducting a full commercial insurance policy review. As commercial insurance is not one-size-fits-all, we will take the time to understand you and your business so that we can help you determine the level of coverage best suited to what you do.

We work with all industries, including:
• Construction
• Retail/Wholesale
• Hospitality
• Offices
• Manufacturing
• Real Estate
• Many More

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Types of Commercial and Business Insurance Products

There are several different insurance products available to businesses in Ontario. No matter how large or small your business may be, or what type of industry you may work in, can help you find the right coverage. Here are a few of the different insurance products that we can offer:

  • Commercial General Liability (CGL)
  • Business Property Coverage
  • Equipment Breakdown Coverage (boiler and machinery insurance)
  • Small Business Insurance (home based business)

What does Commercial General Liability (CGL) insurance cover?

General business liability insurance protects you in cases where your business has been deemed legally responsible for injuries caused to another person, or damage to their property. While you certainly don’t intend for anyone to become injured on your property, accidents do happen. Let us make sure that you’re protected.

What does Business Property insurance cover?

There are several different levels of protection for business owners who own or rent. Building owners can opt for protection that covers the building structure, while renters can obtain coverage for any improvements you make as a tenant. Your business property insurance might also keep you covered in the event of flooding, sewer backup, consequential loss, and more.

What does Equipment Breakdown insurance cover?

We offer this type of coverage for pressure, electrical and mechanical equipment necessary to the day-to-day management of your business. Items covered by this type of policy may include: hot water heaters, heating and cooling systems, telecommunications equipment, ovens, copiers, cash registers, and more.

What does Small Business insurance for home based businesses cover?

If you run a small business from your home, it may surprise you to learn that your home insurance will not offer coverage, should the need arise. While you do need to have a separate Small business insurance policy for your home based business, you might not require a traditional commercial policy. Talk to about selecting a small home run business package, which can be added to your existing home insurance.

If you’re looking for reliable, affordable Ontario business insurance, please request a quote online or give us call at 1-855-777-4376.

** It is imperative that you inform your insurance provider about any business run from your home in order to prevent voiding your home insurance. **

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Why shop for business insurance with Insurance Hero?

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Bundle up and save! Let us conduct a portfolio review to maximize your savings without minimizing coverage.

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Rest assured knowing your information is protected at all times!

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Annual Reviews

Is your insurance keeping up with your life? At we make sure you are properly covered and getting the best value year after year!

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Our Happy Clients 🙂

"Normally with insurance, personal insurance in particular, I shop around for a two or three days and then pick the lowest quote. I had the same mindset when I started looking for insurance for my business; but then I realized that a low quote was really secondary to pretty much everything else. I think I spent a whole month shopping around. I had to find the right insurance provider--an extended team member, more or less. For a bunch of reasons, I decided you and was the right way to go for my business. Sophy – Toronto"

− Sophy, Toronto

"I just wanted to say thank you very much for staying late on Thursday and helping us out. It is greatly appreciated. I know when working in customer service you always hear the bad stuff and rarely the good stuff, so Thank You! - Eva, Baden"

− Eva, Baden

"You have very great employees that worked far too hard for me! Thanks again for everything and I will be sure to recommend your company to anyone I know that needs insurance! - Meagan, Ottawa

− Meagan, Ottawa

"A big thanks for all your hard work on our behalf. It was most appreciated ,as was you constant flow of information and timely updates. Thanks so much. - Brad, Guelph"

− Brad, Guelph

"Thank you again for your help yesterday. It was a stressful situation and you made it as easy as it could possibly be. - Phillippa, Tecumseh"

− Phillipa, Tecumseh

Looking For More Business Insurance?

Small Business Insurance

If you believe that your business qualifies for small business insurance, contact today! We will match you with a home business insurance policy that allows you to run a safer and more secure business.

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Liability Insurance

Commercial liability insurance policies can differ in cost depending on the type of industry, claims history, the business’s location, coverage type, or other factors.

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Transportation Insurance

Are you in the market for commercial truck insurance to cover a fleet or individual commercial vehicle? As an independent brokerage we represent many of Canada’s top insurance providers, which means that we can connect you with the transportation insurance company best suited to meet your needs.

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Specialty Insurance

At Insurance Hero, we’re proud to be able to offer Ontario with specialty insurance with the same affordability and convenience associated with our home, auto and commercial vehicle insurance services.

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Commercial Marine Insurance

As a trusted commercial insurance broker, brings you a wide range of marine insurance. Your insurance coverage will depend on the type of business you own, equipment and other property that needs protection.

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Aviation Insurance

Are you searching for the best aviation insurance in Canada? When you are insuring your personal or commercial aircraft, you want peace of mind knowing that you’re covered in all respects.

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Surety Bonding

Protect your customers and differentiate your business from the competition by choosing surety bond insurance with Insurance Hero. Surety insurance covers the obligee from any losses resulting from the failure of the principal to meet their obligations.

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Home Business Insurance

Home based business insurance is necessary for every business that runs directly out of their home. Keeping your overhead cost low is a top priority and that’s why Insurance Hero gives you options to select the most affordable coverage.

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