Building or Renovating a Home? Put Insurance in Your Toolbox!

Searching for Builders Risk Insurance in Ontario?

Whether you’re building a new townhouse, cottage or doing major renos to an existing home, it’s always wise to protect yourself and your property with builders risk insurance in Ontario. At Insurance Hero, we offer customized, comprehensive coverage for building projects large or small.

Can builders risk insurance be extended?

Keep in mind, a builders risk policy can be flexibly written in terms of three months, six or twelve months. If your project isn’t finished by an initial policy term, it can often be extended to meet your requirements.

Why do you need builders risk insurance?

When you’re working on residential or commercial new construction/renovation projects, a builders risk policy covers the structure or insured area where your building is being constructed. Builder’s risk insurance is critical not only for projects of larger scale, but for any kind of build that puts your property and yourself at risk.

What does builders risk insurance cover?

Items and happenings typically covered include:

• Losses from fire
• Lightning
• Wind
• Theft
• Vandalism during construction
• Hail
• Explosion

In the case that one of these situations occurs during your build, your builder risk insurance will take care of:

• Value of building materials
• Cost of debris removal
• Any physical damage or loss to the property
• Soft costs such as legal fees or additional architectural costs

At Insurance Hero, we understand the risks and challenges you can run into during a full-build project or custom renovation. That’s why we recommend having the right builders risk policy in place before any actual work begins. To explore tailored yet affordable builders insurance coverage in Ontario – contact a hero for more details.

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