car insurance ontario Auto & Car Insurance Ontario

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Easy and Affordable Insurance to Fit your Lifestyle!

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Shopping Around for Car Insurance in Ontario?

Don’t let car insurance send you over the edge when can save the day!

Our team of dedicated insurance advisors will guide you through a range of insurance options and help you choose features, deductibles and pricing best suited to your needs. Whether you’ve had auto insurance for several years or are just starting out, we can provide you with affordable insurance options without compromising your car insurance coverage. Let Insurance Hero help you protect one of your most expensive assets.

  • We’ll shop for your insurance with over 12 insurance companies!
  • Save up to 15% when combining with your home insurance
  • One-stop shopping for all your insurance needs – Auto, Home, Business, Recreational, Travel, Life & Health
  • Quick, easy and convenient access to your own insurance advisor
  • Honest, unbiased, expert advice
  • Ask a Hero about available discounts!

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Why shop for car insurance with Insurance Hero?

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Save Time

We are fast and efficient. Let us do all the work, so you can sit back and relax!


Save Money

Bundle up and save! Let us conduct a portfolio review to maximize your savings without minimizing coverage.

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Award Winning

We’re recognized as a leader in the online insurance space. We never stop innovating!

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Expert Advice

Have questions? We have the answers! Call, chat, email, facebook – our friendly staff is at your service.

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24/7 Quotes

Get a quote at anytime from anywhere. We’re always open for business!

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24/7 Claims

We’ll rescue you if you have a claim at any time of day…or night!

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Safe & Secure

Rest assured knowing your information is protected at all times!

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Annual Reviews

Is your insurance keeping up with your life? At we make sure you are properly covered and getting the best value year after year!

What Does Car Insurance Cover?

Speak with a broker at Insurance Hero to discuss the best level of car insurance coverage you need. We will outline what your insurance policy will cover and provide you with a quote appropriate to the coverage from the best auto insurance companies. There are a number of factors that contribute to the car insurance rates such as the type of coverage, drivers’ history, age, driving frequency and distance, deductible preference, as well as the make and model of the vehicle.

In Ontario, the law requires drivers to have a certain amount of coverage, otherwise. This includes:

  • Third-party liability – There needs to be a minimum of a $200,000 liability coverage, while most drivers opt for at least $1 million. This covers property damage or bodily injuries or death of other drivers.
  • Basic accident benefits – In case of injury or death, you will be covered no matter who causes the accident. You will be covered for medical and rehabilitation expenses, loss of income and more.

You can also add-on other coverage to the mandatory policy. However, even optional benefits are not required by law, you may want to purchase them, or may be required to do so if you are leasing or financing a car. These include, but are not limited to:

  • Collision Coverage
  • Comprehensive coverage for damage or loss due to theft, vandalism, explosions, falling objects, floods, lightning and more.
  • Accident Forgiveness
  • Rental Vehicle Coverage
  • Roadside Assistance
  • Disappearing Deductible Feature
  • Replacement Cost Coverage

Contact a HERO to find the best coverage for Ontario car insurance, or ask for more information about what is included in your policy.

Our Partners

Looking for Specific Types of Car Insurance?

High Risk Auto Insurance

If you’re an unlucky driver with previous driving convictions, claims, tickets or license suspensions, Insurance Hero will find insurance coverage that works for you.

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Collector & Classic Car Insurance

Insurance Hero is just as passionate about collector and antique cars as you are. We offer collector car insurance so you can drive and enjoy your vehicle all year round, at events, or show off to your friends and family.

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Commercial Auto Insurance

Insurance Hero offers your business the right commercial auto insurance coverage, whether you drive dump trucks, delivery and cargo vans, tow trucks, sedan cars, or pickup trucks.

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Usage Based Insurance

Usage based insurance is also known as pay-as-you-go car insurance that uses telematics to collect data on driving behaviour. This insurance plan is designed to help you save by keeping more money in your pocket.

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Young Drivers

Getting a license and sitting behind the wheel is a big milestone for young drivers. Whether you are buying a car, or borrowing parents’ vehicles, you need an affordable auto insurance policy with the right coverage.

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Uber & Ride Sharing Insurance

Obtain the proper insurance while driving for a ride sharing network. will make sure you, your passengers and your vehicle are properly covered while you earn some extra money.

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